Mortgage (Rehan / Bandhak)
रेहन / बंधकUttarakhand land records glossary · Transactions
What is Mortgage (Rehan / Bandhak)?
Pledging land as loan security; noted in the records.
A mortgage deed pledges land against a loan and is registered; banks also get a charge noted in the khatauni. Before buying, check the records and an SRO search for subsisting mortgages.
Related terms
More in Transactions
- Sale Deed (Bainama) - The registered document that actually transfers ownership.
- Mutation (Dakhil-Kharij) - Updating the khatauni after a sale, gift or inheritance.
- Virasat (inheritance mutation) - Mutation of land records after the holder's death.
- Stamp Duty - The state tax paid on a deed's value before registration.
- E-Stamping - The electronic way stamp duty is paid today (replacing physical stamp paper).
- Circle Rate - The government's minimum land value for an area, used to compute stamp duty.
Before you buy
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Every registered deed on the khasra · current khatauni holders · title red-flag screen (oversell, double-sale, missing mutation) · price checked against the market and the circle rate. The checklist above, done for you from the official record.
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